MAKE by KBank

Take control of your finances with MAKE by KBank, a comprehensive money management app that combines savings, transactions, and budgeting in one intuitive platform. Whether you're depositing funds, paying bills, sending money via QR codes, or linking to PromptPay, every financial activity is streamlined for maximum convenience.

Earn while you save with a competitive interest rate of 1.35% annually on the first 500,000 baht, plus 0.35% on amounts exceeding that threshold. Daily interest accrual keeps your money working for you, and you don't need an existing KBank account to get started. Simply verify your identity through the K PLUS app or at a KBank ATM using your ID card.

Cloud Pocket is the heart of MAKE by KBank's money management system, offering four customizable wallet types to match your financial goals. The Classic pocket lets you set daily, weekly, or monthly spending limits tailored to your budget. Wishlist automatically calculates your monthly savings target and rewards you with digital Polaroid frames each time you hit your goal—keeping motivation high. The Saving pocket tracks your consecutive savings streaks and includes a hidden balance feature plus collectible stamps to make saving genuinely fun. The Credit Card pocket monitors your card spending and reminds you when payments are due, so you never miss a deadline.

Beyond Cloud Pocket, MAKE by KBank delivers powerful tools for financial clarity. Expense Summary provides a clear monthly overview of income and expenses, while Custom Categories let you organize spending your way. Cloud Chat transforms your transaction history into an easy-to-read format, with the ability to review past transfers by person, attach photos, and add notes—all with unlimited history.

The app's flexibility shines through unlimited pocket creation—split one account into as many labeled, customized pockets as you need. Invite friends to collaborative savings pockets, lock sensitive pockets for privacy, and access your full financial picture whenever you need it. Setup takes minutes: open MAKE by KBank, verify your identity, and start managing your money with complete control and transparency.